Apr 02 2019

Loan Brokerage In Ukraine

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More recently, the concept of "credit" was alien to our people. In the Soviet Union State Bank, though made loans to the population, but they are not in demand. What to say about that appears in the west of the concept of "living on credit." It is true that for the characters well-known comedy "Irony of Fate, or Enjoy Your Bath!" This notion may not be fully understood. In one scene, the movie characters complain about small salaries, but the possibility of obtaining Apartments in new building for them is not something unreal. But only later, in the dashing 90-E, it created fear, contempt, and have a little envy. Fear – because they could not understand how you can talk about serious purchases on credit for such instability in the contemporary life of our people.

Contempt – because "life credit" had no other meaning as "life in debt." But the fact that sometimes buying on credit can be very beneficial, gave rise to envy. Ability to use the credit to talk about stability and confidence in the future. That is what was lacking at that time. In recent years Ukraine has created favorable conditions for lending in general and consumer credit in particular. Rapid build up of capital in the banking sector caused the problem of funds. One of the promising activities of banks, when they forced to look for relatively new areas of the capital, is lending. Relations between the lender and the borrower are based on their mutual economic interests to each other.

Nov 03 2018

Dematerialization Of Shares

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Dematerialization of shares – this is the translation form the existence of securities (shares) of the documentary in the non-documentary, making allowance for the property rights to them is not through the registrar, and in custody form of accounting of property rights (the keeper of the depositary). In Ukraine, in relation to the existing Law on Joint Stock Companies, all joint stock companies are obliged to October 30, 2010, issue of transfer of shares in uncertificated form existence. This process of dematerialisation is always governed by these legal documents: 1. Regulations on the order of transfer issue shares with the documentary form of existence in uncertificated form existence, the Securities Commission Decision of 30.06.2000 98. If you are not convinced, visit Ripple. 2.

Position on replacement of the certificate of registration of the shares in connection with the change of release forms, Securities Commission Decision of 26.01.2005 21. The process of dematerialization basically takes at least 3 months and consists of these basic steps: 1. Decision, which was adopted at a meeting of shareholders, in deciding the shareholders must approve the custodian and the depositary, which will participate in the system dematerialization. The decision taken in the form of a message published in the official publication of the Securities Commission. 2. Replacement certificate of registration of the shares.

3. Transmission system registry from the registrar to the custodian. Compliance with all established by the Regulation 98 date is an important element in the success of the entire process of dematerialization, because at least one violation of the terms in the beginning, in the future could become a threat for the next stages, as well as additional problems for the issuer and its officers. The importance of this assertion is best shown by the example of the practice. The best means of self-control, as well as control over the activities of customers in this segment is to develop a clear schedule of the whole process of dematerialization, and of course the definition of all documents required for submission at the appropriate stages. And besides, many shareholders uzuchit want to prepare for the general meeting of project agreements with the custodian and depository institution, and this leads to the fact that contacts with potential depository should establish as soon as possible.

Jul 06 2016

Affiliate Programs

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Of course, you do not know my friend, but remember his words, I can advise you: "Everything is possible! But all at once – impossible. " He was always repeating it, when we talk about comes to earnings, especially earnings on the Internet. Let And we will not be in the same article, hugging the immensity, and dwell on just one niche of earnings in the Internet, which is called affiliate programs. What does it mean, and what such earnings are eating? All those who over 18 years, for sure remember the most famous advertisement of earnings, where the memorable Leonid uttered: "I do not freeloader. I have a partner! ". Fortunately, what else , in fact, advertising is not the end of alienated people from this partnership. Indeed, partnerships programs allow you to really build a good income.

True, who wants halyavstva – let pass by. In order to, as in this ad, but actually, in real life to buy his wife a good coat will need three things: desire, the brains and knowledge. If you're reading this, then you probably have the first two of the three conditions. Having read it through, you get a third. And then nothing will not hurt you to use affiliate programs as the real earnings on the Internet. What kind of animal is – affiliate programs? Partner – means any owner of the company (we are still with you it does not shine L), or a temporary partner for a particular operation, the transaction – this is already for us closer.

Feb 11 2016

Economy

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If there is a shortfall, then we have a shortage of goods. In this case, according to the laws of market economy have inflated the price for the end user to scarce commodity. In this case, the consumer paying more for the deficit, reduce its same opportunity to buy other goods required, ie, decreases the overall purchasing power. This leads to a situation where even on other popular products begins overproduction. In this case the efficiency of the economy also fell significantly, undermining the stability of the economy. The existing modern economy can not be solved the question of determining the absolute demand and production of goods under this demand.

As a result, the economy has always been in the unstable regime, constantly accumulating imbalances arising before the next crisis. Situation from crisis to saving natural for a market economy, bankruptcy entrepreneurs, called natural selection. When the bankruptcy has not helped, there were economic crises that led situation in the economy to a stable state, as is well known, the most stable state at the bottom. After the bottom of the process began with the beginning of the same general scenario. However, the recent 10 th anniversary of the world economy led to its globalization. Globalization of the economy has changed the usual scenario of its development.

In almost all countries small and medium businesses is only supported artificially by government programs (not based on market principles). But such "Window dressing" for a market economy does not mean anything. Market economy, such programs only accept as a charity and no more.

Nov 23 2015

Czech Republic

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New rules for 2011 to emigration to the Czech Republic is likely to come into effect from mid 2011 and will bring dramatic changes for those who wish to obtain status in the Czech Republic and of course for companies that provide services to expatriates. Czech Consulate located in Germany is likely to be deprived of their rights on admission of foreigners from third countries into long-term visas valid for more than 90 days. The right to receive documents will remain only in the Consulate General of the Czech Republic in Berlin. Czech Police for Foreigners in October 2010 requires a personal appearance for the registration of the visa to residency and obtaining residence at a rented or private accommodation. Previously, the procedure was available for registration through a power of attorney, notarized in Prague. The number of refusals on visas to citizens of Russia and on the territory of of the paranormal. Citizens of Ukraine, as in 2009, tries to write to the consulate of the Czech Republic through vizapoint as inform our agents in most cases to no avail.

Soon, possibly in 2011 Czech Consulate plan to take fingerprints of all applicants for Czech visas. Be careful with personal photos, which makes for a personal package of documents to be hurt because of not professional photographer at the photo to be refused at the Consulate to receive the documentation. Guaranteed enterprise visa documents and obtaining business visas with residence permits Czech Republic You can get the scheme vip service in our company through the filing in the eu.

Nov 19 2015

Types And Forms Of Loans To Small Business

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Deciding to get a bank loan, the entrepreneur is faced with a choice: life, interest, loan amount and, most importantly, the objectives of credit. The correctness of the decision often depends on the further success of the business. The choice is always there. Plenty unfamiliar concepts confused. Bank deals are full of the terms 'overdraft', 'investment lending', 'trade credit'. Let us examine the order – a small educational program for entrepreneurs who value time and money. Each bank offers its products to thwart credit available to small businesses. And they may be called differently, but mean the same thing. simple terms, an overdraft – this loan, which can take advantage of the businessman, who appear temporary, short-term need for additional funds. This form of credit available to both legal entities and individual entrepreneurs. Overdraft available in the absence or insufficiency of funds in settlement (current) accounts. Advertising this loan specialists will usually lead to the following advantages: the ability to timely and uninterrupted perform calculations with partners, lack of requirement to provide a business plan or feasibility study loan as well as the mandatory provision of security; attractive interest rates; expeditious processing of applications, the ability to review the overdraft limit when the speed of the account at the bank. Now about the timing. General term overdraft agreements typically do not exceed 6 months. The period for which issued overdraft, usually does not exceed 30 days. On a plastic card – up to 50 days. Commercial kreditEto kind of credit granted in the form of commodities by the seller to the buyer in the form of deferred payment for goods sold, executed work, the services rendered.

Nov 19 2015

Overdraft And Factoring – Opportunities For Small Businesses

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Overdraft Overdraft – a short-term loan that is provided by the bank by debiting the customer's account and the amount of write-offs may be greater than the balance on the account. As a result, the customer's account is formed negative balance, which is the overdraft. Overdrafts may be allowed, that is agreed upon with the Bank, and unresolved, the client write a check or payment document, not having a permission of the bank. Overdraft rate is calculated daily on the outstanding balance, and the client pays only for the amount he actually used. A legal person can use an overdraft facility only bank in which he has a bank account.

Services overdraft credit provided by all major banks in Russia. In particular, the Savings Bank of Russia the maximum term for such a loan is 30 days. Maximum amount overdraft in the main bank of the country is tied to the turnover of the company account and from 15% to 40% of the total monthly turnover. Alfa-Bank provides overdraft loans of up to 60 days and the maximum amount of debt may take up to 50% of the average monthly income to the account of the company. For longer periods offer overdraft KMB-Bank and Rosbank – here the company can use such loans for up to 12 months. Limit overdraft in KMB-Bank is 40% of monthly income to the account and the interest rate – 10,5-17%. Factoring Factoring is a finance provider in exchange for a concession to the debt buyer for goods shipped or services rendered.

In simple words, a bank or factoring company pays you money for goods sold instead of the buyer, and his duty to recover its own, without your participation. Thus, your business can get live money, and the factor (a bank or a specialized company) – Part of your duty to the debtor. Factoring allows suppliers to receive payment for their goods and services prior to implementation to the final consumer. Factoring – a rather simple but expensive form of short-term financing. The use of factoring is most effective for small and medium business, expanding sales or entering new markets. In addition, factoring can useful to create business, lack the resources because of late receipt of payments from debtors. In factoring there are some obvious advantages over traditional business loans – less stringent requirements for the business, there is no requirement of registration of mortgage, etc. However, factoring – a much more expensive form of financing. Bank or a specialized company charging a customer's factoring commission, which Russia is in the 15-20% of the debt. In addition, the loan interest will be charged with a daily balance paid by the customer upfront. And finally, certain fixed fee charged for processing the documents. Factoring can be open – in this case, the debtor is notified of a transaction, or closed, when the debtor remains in ignorance. Of course, the second method costs considerably more expensive. In addition, factoring commitment often has the right regress – that is, a bank or factoring company has the right to demand repayment if the debtor refuses to meet its financial obligations. According to the experts, the share of factoring in bezregressnogo coming years will continue to grow. In Russia there are over 100 major banks and specialized companies providing factoring services. Among the largest banks offering such services – International Moscow Bank, mdm Bank, Sobinbank, Nomos-bank Banque Societe Generale Vostok. Best-known factoring companies – Trust, Eurokommerz, National Factoring Company.

Jul 28 2015

Financial Success

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How do you feel: a shaky position, or not? You can always get back on solid ground! You can feel confident wherever you are. You can succeed! So is it possible to change the orientation? Can I become successful? Of course, "yes." You must make adjustments in their lives in different directions! And it does not need the money for It requires only your desire and the desire to change something! So: Step 1. To do this, just need to update your consciousness and become a man with a successful way of thinking! This will help you not primarily television and newspapers, which is basically designed to survive! Think about what successful people are reading magazines? What topics of interest to them? What they listen to music? What courses visit? Look inside yourself: What fills you with energy? What is the latest book you read? What are you listening on the go? Begin to change those things that you have allowed to influence the way your thoughts! Step2. Analyze your environment, this is more people survive? If yes, then start communicate with those who are doing well! Think about where you can get acquainted with these people than they occupy their free time! Gradually changing environment, and you will see how to change your life and your way of thinking! Step 3. Evaluate your skills that will help you preuspevat.Schitaete that skills are not enough? Then select your area of prosperity and become a professional in it, not a lover! Circulated a one skill immediately taken for the next one.

Succeed, as a rule, people with flexible thinking, and thus with a mass of different skills! Step 4. You need to understand that it takes time to become successful! And here, as you know there is no turning back! You make this choice already life! Take a long-term commitment to the development of their prosperity, "Not paying attention to minute difficulties and discouragement! Shag5. You need to be disciplined. That order, but not chaos, make successful people such. Read what you are developing and inspiring! Learn to spend less and save more and invest! Watch for his physical form, start to do exercise, watch diet, learn constantly develop new and new skills That discipline will succeed in this life! Oh, and get ready always for the better! After all, even the current crisis, for whom a springboard to jump, but for someone erased some years of life

Feb 09 2014

Tax Code

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08/31/2010. Ministry of Finance has considered the possibility of deducting the vat calculated and paid to the budget builder to 10/01/2010 upon receipt of advance payments against future service provision in a contract of participation in joint construction and prepared a letter dated August 31, 2010 N 03-07-10/11. In his letter to Ministry of Finance makes the following conclusion: if the contract of a joint construction services to implement the developer will be amended to that the cost of services developer will be reduced by the amount of value added tax, the amount of tax assessed and paid to the budget of the developer upon receipt of payment (partial payment) for the upcoming delivery these services and the return of property developer participatory construction based on changes to the contract shall be deducted. Moreover, in case of failure of the taxpayer from the release of these services from the vat tax amount from payment received under the contract of a joint construction to 01.10.2010, should be deducted in the general procedure (Section 5, Art. 149 of the Tax Code).

Feb 05 2013

Hosting Business

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If you’re reading this article probably ever thought in the following situations: when are going to stop working for others when your work will give money to you and not to others when you can tell your boss that you no longer need work that offers you when you will have more time for you and your loved ones when you will have the Grand Prize that we all aspire that it is financial freedom Ansiada and everything that you want insurance that already gave account that is not going to become a millionaire by working for others, but you’ve got another option and is working only for you, create your own business. Of course that is neither easy nor quick, if you think that you can get rich quickly you can already go discarding the idea of having your own business, things don’t work as well. You have to be willing to work, to study and to remove your resting hours to devote to your business. But all is not negative, with the technological advances in today’s society, created for work from home every day businesses take more advantage. Only with internet, tools and appropriate products have access to create your business. Since there are you doubt anyone to be financially free, you have to have your own business, in addition to the satisfaction that you provided be the owner. When you start your business won’t have limits to collect winnings but remember that nothing in this life is given, a business does not depend on lucky karma your favorite shirt or whatever you want to believe, everything depends solely on you, how much force with your ambitions and dreams. Will not know if an online business is for you if you don’t even try for you to be pro-active and contract commitment to work hard to achieve your goals, don’t you think? Nor forget that others, tell him you just trust you.

Now some rules that must be met if you decided if you will be able to create your own business: familiarize yourself as soon as possible with the necessary tools to automate your business (this is essential) Autoresponder, Hosting, payments, web, domain acceptance time dedicated to researching everything about your business advertises your business, without advertising you have nothing, you need to generate traffic to your site if or if. No enganes no, you work to earn money honestly and ensure your success. Create your own space in your home to make it your Office and you can be focused on your work and have greater privacy and tranquility as possible, I assure you that it is very necessary. And above all it starts today, already, tomorrow perhaps late. By your original Teresa Alvarez Autor success and source of the article