There is even a positive atmosphere overall. All 78% identify opportunities for IT companies in times of financial and economic crisis. Because end users will want to achieve through IT Rationalisierung effects, so the consideration. Otherwise IT is understood as when the new economy bubble burst currently in many industries as a solution rather than part of the problem. Even the financial sector General intends to cut the IT budget, but to invest more, to counter the growing threat of cybercrime in the area of IT-security.
So positive is the mood within the IT industry that is more than critical judgment against banks and policy. In June 2008, a credit crunch was denied by the policy. Now, but 32 percent think that it is more difficult to take out a loan at a bank. However, 16% believe that there is in fact no credit crunch. But 52 percent of small and Anyway, this issue does not affect medium-sized IT companies because they are dependent on bank loans and other sources use for refinancing, for example, often private equity.
The prevailing opinion of 58.6% of the respondents is that the banks understand nothing of the IT business. Only a quarter of the rating of IT companies by banks keeps appropriate, 27.1% believes it should be improved. Also, much criticism is expressed in the survey of the Association of IT-Mittelstand in politics. Only 1.4% rate the political measures to support the economy as very good, most, however, find them inadequate. “” 47.9% are even believe they were deficient, 32.9% awarded the grade sufficiently “and 17.8% the note well”. As poorly evaluated the programmes decided on by the policy for SMEs such as the KfW SME Bank. This should facilitate the financing of investment and resources. “37.5% rate them with sufficient” and 33% with defective. At least 19.7% rate them as well. This is noted several times that the banks only very hesitantly pass the public credit lines to the company. This corresponds to the overall picture. Interest rates for investment and consumer credit very much lower than the interest rates decline for example, if at all. A further point of criticism is the insufficient information on the credit programmes that complain about 75 percent of the company. The Association will be the IT SME with an information day in June against, including speakers of KFW and guarantee societies are invited to the. Overall, 65.2% of respondents decision makers expect additional public measures to support the economy.