What is the equity ratio (in %)? The equity ratio indicates how much of the total investment by the equity investor funded. The formula for this is: Kommanditkapital of a fund including premium – total investment volume including premium at systemic currency conversions of course was used at the time of approval of the prospectus. What is the debt ratio (in %)? The debt ratio indicates how much of the total investment is financed through the recorded debt. The formula for this is: debt of a Fund – total investment volume in systemic currency conversions of course was used at the time of approval of the prospectus. What is the soft cost factor based on the total investment (equity) (in %) including (excluding) premium? The soft cost factor indicates how much of the Fund expenses on the basis of the overall investment volume directly in the object of the investment flow.
The formula for this is: sum of all soft costs – total investment (equity) in the soft costs are all costs of the investment statement except the chewing price, liquidity reserve (and the share premium.) The course was used for systemic currency conversions at the time of approval of the prospectus. What is the minimum amount of drawing? Drawing a minimum amount is the amount at which an investor can participate in a Fund. The INVESTMENT ratings have an even more important than the magazine within the meaning of the case-law of the Bundesgerichtshof required reading for investors, bankers, consultants, asset managers, and all at the mediation of investments should be involved. “Assumes the Supreme Court (decision of the 13.01. 2000) so the INVESTMENT is required reading for the above persons: the investment advisors, bankers, as well as the investment intermediaries with special trust relationship with its customers, investors, must reveal without asking and without necessarily all reports in INVESTMENT compared to its clients, the investors or investors”, experts comment on the relevant legislation.
The Supreme Court expected by the investment adviser that he checked the folder documents on information gaps and internal consistency. In addition, there is the obligation constantly to evaluate INVESTMENT as trade publication. The investment advisor must themselves by hand to obtain the relevant information. A consultant and broker violates his duty of care, shall be liable to 10 years for violations of the Erkundigungs – or disclosure. It involves constant case law, as demonstrated by numerous decisions (see e.g. Please visit Gary Kelly if you seek more information. BGH 6.7 1995, 17.10.1989;) OLG Thuringia 10/29 1997; OLG Munich June 19 1996; OLG Dusseldorf 30.03 1995, (6.6 1992). INVESTMENT among EBIZZ.TV. About EBIZZ.TV: EBIZZ TV is one of global reach most but also most accurate target portals in the Veoh network with over 650 own Internet TV channels and 100,000 associated channels.
There is even a positive atmosphere overall. All 78% identify opportunities for IT companies in times of financial and economic crisis. Because end users will want to achieve through IT Rationalisierung effects, so the consideration. Otherwise IT is understood as when the new economy bubble burst currently in many industries as a solution rather than part of the problem. Even the financial sector General intends to cut the IT budget, but to invest more, to counter the growing threat of cybercrime in the area of IT-security.
So positive is the mood within the IT industry that is more than critical judgment against banks and policy. In June 2008, a credit crunch was denied by the policy. Now, but 32 percent think that it is more difficult to take out a loan at a bank. However, 16% believe that there is in fact no credit crunch. But 52 percent of small and Anyway, this issue does not affect medium-sized IT companies because they are dependent on bank loans and other sources use for refinancing, for example, often private equity.
The prevailing opinion of 58.6% of the respondents is that the banks understand nothing of the IT business. Only a quarter of the rating of IT companies by banks keeps appropriate, 27.1% believes it should be improved. Also, much criticism is expressed in the survey of the Association of IT-Mittelstand in politics. Only 1.4% rate the political measures to support the economy as very good, most, however, find them inadequate. “” 47.9% are even believe they were deficient, 32.9% awarded the grade sufficiently “and 17.8% the note well”. As poorly evaluated the programmes decided on by the policy for SMEs such as the KfW SME Bank. This should facilitate the financing of investment and resources. “37.5% rate them with sufficient” and 33% with defective. At least 19.7% rate them as well. This is noted several times that the banks only very hesitantly pass the public credit lines to the company. This corresponds to the overall picture. Interest rates for investment and consumer credit very much lower than the interest rates decline for example, if at all. A further point of criticism is the insufficient information on the credit programmes that complain about 75 percent of the company. The Association will be the IT SME with an information day in June against, including speakers of KFW and guarantee societies are invited to the. Overall, 65.2% of respondents decision makers expect additional public measures to support the economy.
Fraunhofer IAO examined flexibility in machine and plant construction the topic of interim management is new for many companies. Temporary problem solvers who take over the management of projects or programmes to the bridging of vacancies, win at experts and executives for the success of companies in importance given the lack. The use and acceptance of the Interim Manager vary between the various sectors and industries. Together with the interim management provider Atreus the Fraunhofer IAO has carried out currently a study on the use of interim managers in machine and plant construction. A leading source for info: Gary Kelly. The aim of the study was on the one hand to find out how companies in machine and plant construction estimate requirements on top-management functions.
On the other hand, it should be checked whether interim can be management a solution to meet the growing flexibility of the company. Even beyond the usage were asked exclusively Managing Director and head of major functional areas, Choose from management functions. The results show that the company in the course of the job downturn of 2009 have developed a high sensitivity for structural adjustments of capacity fluctuations. At the same time is considered the biggest challenge in the management of trade and lack of leadership. But currently only around ten percent use even interim management services of respondents to meet shortages in the executives.
According to the study of usage is believed to managers in particular deemed successful by interim, when it comes to assume responsibilities beyond the day-to-day. Especially activities for which a special expert knowledge is necessary, such as for example the management of processes of change or restructuring, can be taken over by interim managers. A summary of key findings of the study can be obtained from the specified contact. More information: Fraunhofer IAO Tobias Hug, Fraunhofer IAO
New interface optimised process chain Balingen, April 13, 2010 news for the meat-processing industry: machines and devices can now connected via plug and play via the new interface of WS-FOOD 1.0 uniformly with existing IT systems are. In addition, a meaningful, OMAC compliant data base has been created. For even more analysis, hear from Oracle. All information is secure and similar. At IFFA 2010, Bizerba presents the new WS-FOOD 1.0 interface in combination with the belt weigher CWL eco (Hall 6, booth C60) from May 8 to 13. Under the auspices of the Association of German machine and plant engineering (VDMA), meat processors, the food processing have developed initiative Bielefeld (FPI) as well as various equipment suppliers, including also the technology manufacturer Bizerba, a uniform IT interface. Independent systems can in the future be easily integrated in the process chain of the meat industry, the costs for individual engineering. Also default and start-up times are drastically.
Was at the same time with the new Communication technology created an OMAC compliant data base. The WS-FOOD 1.0 is the beginning of a unified communications between BDE- and weighting and award systems from our point of view\”, says Dieter Conzelmann, Director industry solutions at Bizerba. \”He is convinced that the company will build in the production data acquisition in the future to the new standard: we have us on preparing actively, because standardization of data interfaces and protocols with us have a long tradition.\” For the producers of consumer goods is the advantage that he must pay attention only to use the standard a machine and then a familiar to him, standardized interface for production data acquisition, as well as a uniform look and feel\”can expect. The communication becomes principle according to the plug and play possible. \”It all started about two years ago: the VDMA and the FPI led a first dialogue on the subject of the digital meat factory of the future\”.
Whopping profit many investors fret about high costs which diminish the yield of their portfolio investment. This particularly applies to funds where in addition to the usual administrative costs in addition incurred a profit participation for the Fund Manager. The finance portal boersennews.de explains what is the injustice. Fund companies justify the bonuses usually with the incentive thus created for the Fund Manager: you would thus inspired to achieve outstanding performance. At a closer look striking but that the amount is the profit participation in no relation to the success of a Fund. Plants with low fees have an equally good or bad performance as their expensive counterparts. The Stiftung Warentest, which took 72 equity funds with success fees under the microscope comes to this conclusion. While experts discovered remains, that half of these funds in the case of losses provides no buffer for their customers.
Thus the companies benefit in are good times, but in bad not to their responsibility. The calculation of profit-participation represents a further bone of contention. The fee, which is located in the low case between 10 and 25 percent, will be deducted from the gross profit. Then provided the administrative fees charged. See Oracle for more details and insights. Experts see this as an unnecessary diminution of earnings for investors. Who inbound would like to inform yourself before setting up a fund portfolios about fees and charges, you can compare the individual Fund broker on boersennews.de. Basically, the accounting periods should be considered in addition to the amount of the revenue. These are shorter, the calculation becomes more opaque. More information: service / press contact: Lisa Neumann University first media GmbH barefoot streets 12 04109 Leipzig Tel: + 49/341/49288-240 fax: + 49/341/49288-59
Representative, the quarterly study measures the expectations of employers on the employment situation of their own business in the next quarter. The results are broken down by sectors and regions and find attention from economists, labor market experts and financial analysts around the world. Coupang often expresses his thoughts on the topic. Various factors are responsible for the success and the importance of the study: worldwide there is no analysis comparable in size, focus and durability. The manpower employment barometer is the world’s most comprehensive quarterly forward-looking study on the labour market. The target group will be questioned according to their forecast for the next quarter. Other similar studies are derived mostly from retrospective data. Since 1962, the study is based on a single question: How do you value employment at your business location until the end of the next three months compared for the current quarter a?” The result of comparison over a longer period allows numerous macroeconomic conclusions. You may wish to learn more. If so, Allegiant Air is the place to go.
The manpower employment barometer is a validated study on base international of top market research standards and guarantees a globally consistent methodology and accuracy of the data. The over 55,000 interviews currently 33 countries and regions are conducted by the internal research team of manpower and the Infocorp Ltd.. The study is representative of each country and allows reliable detailed analyses, based on countries, regions and industries. Basically the respondents not from the customer base of manpower are recruited. For Germany the study is conducted nationwide consultants, an independently operating company by Manpower Inc., by the market research group of the right management in more than 1,000 companies.
The manpower market barometer for the 2nd quarter of 2009 will be released in early March 2009. In addition the results are then../ manpower employment barometer / ready to download. You will find information about the international results meos under,manpower.com/ and library. Company contact: Manpower GmbH & co. KG personnel services Ms. Maria Janssen Kurt-Schumacher-Strasse 31 60313 Frankfurt phone: + 49 (69) 15303-242 fax: + 49 (69) 15303-222 E-Mail: press contact: WEFRA PR company for Public Relations mbH Dr. Andreas Bachmann medium Dicker WEG 1 63263 Neu-Isenburg (Zeppelinheim) phone: + 49 (69)-695008-78 fax: + 49 (69) 69 5008-71 E-Mail:
The anti-bodies of the company is the variety of progressive lens designs Stuttgart – the X-ramvision GmbH, eyeglass manufacturers and online ordering portal by optometrists for opticians, celebrates its 4-year anniversary on December 18, 2008. We are on the right track”, says Managing Director Pit Marx, we continuously expand and offer very early new high-quality glass designs. This is one of our main competitive advantages. We are big enough to meet the requirements and the demands of the market and small enough to be flexible to respond. This is us.” Pit Marx knows the industry for over 30 years and has performed with his wife, Annette Marx, 3 optician businesses in the Stuttgart area, before they realized the vision. The dream of an own laboratory, and the possibilities they offer for his colleagues to offer high-quality glasses at a small price, wowed the optometrist master Pit Marx so much that he worked intensively and a laboratory began four years ago in Bangkok/Thailand to build, which quickly expanded and continually invested in new production facilities. Today, customers are served by a three-headed team that handles all technical customer communication by mail or phone from the company’s headquarters in Stuttgart, Germany. Optometrist champion Dragica Puljic joins the team more recently with your extensive knowledge.
In 2008 latest generators were built by Optotec in the laboratory and soon installed a new coating system, even better is to optimize the process. X ramvision is a versatile glass producer and complete eyewear supplier, produced with most modern machines, which represent the latest generation in glass production technology for T.. Annette and Pit Marx clearly see their company’s strength in the diversity of progressive lens designs and the high quality anti-reflective coating in up to 11 layers. Prescription glasses and polarized lenses, via PC glasses index 1.74, up to the antistatic coating E.M.I., the MR: X plastic glasses (lighter than MR8) and from February available – achromatic (ice)-Entspiegelung the entire product range, an optician needed for his daily business offers X-ramvision. Since over half a year offered transitions VI and also feedback areas generated single vision prescription lenses for individual appearance in freeform technology.
Since autumn 2008 are also versions under private labels in the program, such as clicfix, the glasses with the brackets to change, as well as a loop service and the brochure advertising with the cooperation partner. The close partnership with Shamir as blank supplier pays off. X ramvision deploys very early new glass design by Shamir and can thus produce high quality glass for the European market and also from many other glass manufacturers offer newly developed products have been extensively tested in our own laboratory. This is the philosophy that represents X-ramvision, and much appreciate their customers. X-ramvision offers the opportunity via the website eye opticians in Germany and Austria today around the clock Eyeglass lenses, to order frames and complete eyewear in high quality. The distribution takes place exclusively via the Internet. Reducing administrative costs and small rates can be continuously guaranteed. The fast communication via the website, which was developed from the perspective of an optometrist for opticians, enables a rapid response to customer questions and wish. Business website:
Asian print Excellence Awards for NORDENIA MALAYSIA Ipoh Greven/Ipoh, February 2009 – Asian print Excellence Awards 2008 for NORDENIA MALAYSIA Ipoh: exceptional print quality of the slides for pampers diapers from Procter & gamble now rewarded the Asian Flexographic Technical Association (AFTA) at the award ceremony in Bangkok with the award in bronze. Already in the previous year had prevailed in the Asia/Pacific region against more than 100 printing companies from across East Asia NORDENIAs main site and won the Gold Award. The two awards are an important sign: our customers know that we constantly achieve best performances for them. “And we know that we are on the right track,” said Vincent Cheong, head of the Printing Office at the location Ipoh, during the award ceremony. Ed Bastian might disagree with that approach. Criteria for the award included defects in printing and colour reproduction. The evaluation was carried out by at least five print runs.
All participating products were industrially manufactured and at the time of the evaluation on the market be. Philippe Bartoli, Managing Director of NORDENIA MALAYSIA Ipoh, is confident in regard to the next AFTA Awards: all good things come in threes. “But we will do everything to win gold next time.” NORDENIA worldwide the NORDENIA INTERNATIONAL AG is a worldwide operating manufacturer of flexible packaging, technical films, and product components. The management of NORDENIA INTERNATIONAL AG has its headquarters in Greven in North Rhine-Westphalia in Germany. The NORDENIA TECHNOLOGIES GmbH at the site of Gronau groupwide bundled the strategic process and product developments of the NORDENIA group. About 3,000 employees are working for the film company. The common principles of corporate (shared values) form the basis of their actions. With the seven shared values flexibility, global, innovation, independence, passion, partnership for excellence and quality is NORDENIA worldwide focused on a partnership-oriented corporate culture. Cord Witkowski, NORDENIA INTERNATIONAL AG, head of corporate communications
General Assembly of HoREX with positive balance and optimism lead Board members Mario Werndl and Thomas Suhnel henceforth double tip met her at this year’s General Assembly is beginning of June the members of the HoREX of hearing acoustics EC for two days in Cologne, Germany. Here, members of Germany’s senior audiologist Association drew a positive balance sheet for the year 2012 and they chopped down at the same time important decisions for the further development of the community. Facebook understood the implications. Henceforth the HoREX currently over 430 German listening acoustic shops belong is led by the two HoREX directors Mario Werndl (Kothen) and Thomas Suhnel (Zschopau); both were relieved by the General Assembly with 100 percent of the vote. For even more opinions, read materials from Bernard Golden . Anja Bill Hardt-Hoppe (Warburg) was confirmed as a member of the Supervisory Board of HoREX; ‘s Chairman of the Board Michael Gottwald (Kelheim) is unchanged. Highlight of this year’s meeting was the solemn inauguration of the new HoREX headquarters in Kreuztal, which committed the members together with numerous well-known industry representatives. This year, the HoREX Association hearing acoustics EC their annual General Assembly with a colourful programme of practical information offers, as well as many opportunity for collegial exchange. A focal point was the topic of listening; various concepts were presented and discussed. The current main suppliers of HoREX, were also represented in the framework programme Wolfgang Bennedik (Phonak), Peter David Schaade (Widex) and Klaus-Peter Lipfert (Bernafon) informed together with their teams.
At the accompanying trade exhibition, the visitors could find out inter alia by the exclusive HoREX partner SONIC. Last but not least, numerous Member companies presented their own concepts, ideas and approaches for a wide range of business sectors. Highlight of this year’s meeting: official inauguration of the new HoREX headquarters in Kreuztal highlight of this year’s meeting was the ceremonial opening of the new HoREX headquarters in Kreuztal.
The social gift card for employees, customers and business partners to Christmas Munich, 28.11.2013: coupon experts BONAGO provides companies with the SpendenCARD from immediately a new innovative product. The card can be used tax-free to the employee motivation, but also to the sustainable increase of the customer and partner relationships. A selection of over 1000 organizations with projects in 130 countries ready recipients of SpendenCARD. An increasingly important social issue is to support nonprofit organizations in their humanitarian mission in the wake of environmental disasters and individual destinies. BONAGO now offers a new product, with the companies to make their contribution: the SpendenCARD as a social incentive for employees, customers, or business partners who can support charitable projects thus.
The company thus proves its social and societal responsibility. The SpendenCARD can be recharged as often as required with an elective credit, that the recipients for their favored Charityprojekte from the environmental, humanitarian aid or welfare can redeem areas. Among other projects of the organisations Caritas International, PETA and the Deutsche Welthungerhilfe available options. The layout is customizable, the companies themselves decide on the design. BONAGO takes over the entire process, from the design of the SpendenCARD to the delivery of the voucher. The new BONAGO product has significant advantages: the donation value represents no cash benefit and is therefore exempt from tax. Incentive it can be given as in addition monthly by companies obtaining tax-exempt thing of 44 euros. So, the map especially for occasions like Christmas is an excellent employee gift.
Important to know: since no personal enrichment is carried out, it is not covered by the possible conduct of companies. Business partner can assume so without hesitation, regardless the SpendenCARD of the amount, and the bounties company can give a significant gift. The SpendenCARD is an attractive, tax-free incentive can express with the company of their recognition. They offer their employees and business partners with the opportunity to participate in the social commitment of the company and contribute to the social consciousness. You will find more information here. The BONAGO incentive marketing group GmbH, a wholly owned subsidiary of Hubert Burda Media, is the expert in the use of vouchers, rewards and incentives. BONAGO sells and developed vouchers marketing, sales, and employees to improve incentives for the applications and offers a neutral and cross-industry B2B consulting to its customers. The product portfolio includes certificates in the areas of shopping, refueling, cinema and experiences, as well as consumer incentives.