Feb 19 2014

Health Insurance

Posted by domain admin in News

New rules by the Federal Government decided the Federal Cabinet has raised the dropped of the health and pension insurance, as well as the compulsory limit of the statutory health insurance. Voluntary contributors pay higher contributions from the 01.01.2014. The insurance limit in the statutory health insurance increases to 2013 53.550 EUR (52.200 euros) annually in 2014. This value is important for high-wage workers who want to switch from the statutory funds of the private health insurance. The change is only possible for workers, if annual income is in the future more than 53.550 euros. Freelancers, self-employed persons or officials can also change a lower income in the private health insurance.

In the PKV, contributions not calculate according to the income, but the personal risk and the individual protection needs. From the 01.01.2014, also the maximum contribution in the statutory health insurance increases. The Maximum contribution is calculated from the contribution rate (15.5 per cent for health insurance plus 2.3% for childless or 2.05% for people with children in the long-term care insurance) and of the contribution assessment ceiling. The contribution assessment ceiling rises 2014 to 4,050 euros monthly. Commissioner (childless) employees pay therefore in future monthly fee 720,90 euro on their statutory health insurance.

People with children only”710,78 euro. Per year thus arises an overhead of 240,36 euro as compared to the previous year. With slightly less than half of it is supported by the employer. Private supplementary health insurance for the free choice of doctor, better accommodation in the hospital or as a dental insurance must be paid additionally. Betteroff employees who want to switch to private health insurance, should inform precisely in the selection of the provider. A long-term stability of contribution, a customised catalogue and a very good condition works are more important in the long term as a in the short term as more favourable tariff. Contact: Bergische Assekuranzmakler GmbH, Lise-Meitner-Strasse 5-9, 42119 Wuppertal phone: 0202-317 13 155 fax: 0202-317 13 165 health insurance.BASS-Makler.de contact for the press: Karsten Wallace image source: Yuri Arcurs Fotolia.com the Wuppertal-based company Bergische Assekuranzmakler GmbH provides independent and impartial information about various insurance products. Our goal is that our customers receive the most powerful insurance products at affordable prices. We want that our customers in the event of damage are satisfied with their insurance company. You need powerful rates from reliable insurance companies. At the same time you should but do not pay more for this protection as necessary. BASS-Makler.de helps you to achieve the optimal price / performance ratio when your insurance products.

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